:root{
  --bg:#F6F8FB; --bg2:#E9EFF6; --surface:#FFFFFF;
  --ink:#0F2440; --muted:#51627A; --line:#D8E1EC;
  --brand:#0F3D6E; --brand2:#0B2F56; --accent:#C8A24B;
  --on-brand:#FFFFFF;
  --maxw:1180px;
  --head:"Source Serif 4",Georgia,serif; --body:"Inter",system-ui,sans-serif;
  --radius:16px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--body);color:var(--ink);background:var(--bg);line-height:1.65;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:var(--head);line-height:1.12;font-weight:600;letter-spacing:-0.01em}
h1{font-size:clamp(2.3rem,5.2vw,4rem)}
h2{font-size:clamp(1.7rem,3.4vw,2.6rem)}
h3{font-size:1.22rem}
p{color:var(--muted)}
a{color:inherit;text-decoration:none}
img,svg{max-width:100%;display:block}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 26px}
.narrow{max-width:760px;margin:0 auto}
.center{text-align:center}
.eyebrow{display:inline-block;font-family:var(--body);font-weight:600;font-size:.74rem;letter-spacing:.18em;text-transform:uppercase;color:var(--brand);background:rgba(15,61,110,.08);padding:6px 13px;border-radius:100px}
.lede{font-size:1.18rem;color:var(--muted);max-width:62ch}
.kicker{font-family:var(--head);font-size:clamp(1.3rem,2.6vw,1.9rem);color:var(--ink);font-weight:600}

/* header */
header.site{position:sticky;top:0;z-index:50;background:rgba(246,248,251,.9);backdrop-filter:saturate(140%) blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.brandmark{display:flex;align-items:center;gap:12px;font-family:var(--head);font-weight:600;color:#0F2440}
.monogram{display:grid;place-items:center;width:42px;height:42px;border-radius:11px;background:#0F3D6E;color:var(--on-brand);font-family:var(--head);font-weight:700;font-size:.95rem;letter-spacing:.02em;flex:none}
.brandtext{font-size:1.08rem;letter-spacing:.01em}
.links{display:flex;gap:30px}
.links a{font-size:.93rem;font-weight:500;color:var(--ink);opacity:.78;transition:opacity .15s,color .15s}
.links a:hover,.links a.active{opacity:1;color:var(--brand)}
.navcta .btn{padding:10px 18px}
.menu-toggle{display:none;font-size:1.5rem;background:none;border:0;color:var(--ink);cursor:pointer}

/* buttons */
.btn{display:inline-flex;align-items:center;gap:8px;font-family:var(--body);font-weight:600;font-size:.95rem;padding:13px 24px;border-radius:6px;border:1px solid transparent;cursor:pointer;transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{transform:translateY(-2px)}
.btn.primary{background:var(--brand);color:var(--on-brand);box-shadow:0 10px 24px rgba(15,61,110,.22)}
.btn.primary:hover{background:var(--brand2)}
.btn.light{background:var(--surface);color:var(--ink);border-color:var(--line)}
.btn.outline{background:transparent;color:var(--ink);border-color:var(--line)}
.btn.onhero{background:#C8A24B;color:#10243C}
.btn-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}

/* sections */
section{padding:84px 0}
section.tight{padding:62px 0}
.alt{background:var(--bg2)}
.band{background:linear-gradient(135deg,#0F3D6E,#0B2440);color:#FFFFFF}
.band .eyebrow{color:#E6CB85;background:rgba(255,255,255,.12)}
.band h2{color:#FFFFFF}
.band p{color:#C7D4E4}

/* hero */
.hero{position:relative;overflow:hidden;background:#0F3D6E}
.hero .wrap{position:relative;z-index:2;padding-top:78px;padding-bottom:84px}
.hero h1{color:#FFFFFF;max-width:16ch;margin-top:20px}
.hero .lede{color:#C7D4E4;margin-top:20px}
.hero .eyebrow{color:#E6CB85;background:rgba(255,255,255,.14)}
.hero-art{position:absolute;inset:0;z-index:1;width:100%;height:100%}
.hero-art svg{width:100%;height:100%;object-fit:cover}

/* grids & cards */
.grid{display:grid;gap:22px}
.g2{grid-template-columns:repeat(2,1fr)}
.g3{grid-template-columns:repeat(3,1fr)}
.g4{grid-template-columns:repeat(4,1fr)}
.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:30px 26px;transition:transform .18s,box-shadow .18s,border-color .18s}
.card:hover{transform:translateY(-4px);box-shadow:0 18px 40px rgba(15,36,64,.12);border-color:#9CB4CE}
.card .ic{width:46px;height:46px;margin-bottom:18px}
.card h3{margin-bottom:8px;color:var(--ink)}
.card p{font-size:.97rem}

/* stats */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;text-align:center}
.stat .n{font-family:var(--head);font-size:clamp(2rem,4vw,3rem);font-weight:600;color:var(--brand)}
.stat .l{font-size:.82rem;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}

/* split feature */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:54px;align-items:center}
.split .panel{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);background:var(--bg2)}

/* list */
.checks{list-style:none;display:grid;gap:14px;margin-top:24px}
.checks li{display:flex;gap:12px;align-items:flex-start;color:var(--ink)}
.checks li b{font-weight:600}
.tick{flex:none;width:22px;height:22px;border-radius:50%;background:var(--brand);color:var(--on-brand);display:grid;place-items:center;font-size:.7rem;margin-top:3px}

/* contact */
.field{display:flex;flex-direction:column;gap:7px;margin-bottom:18px}
.field label{font-size:.85rem;font-weight:600;color:var(--ink)}
.field input,.field textarea{font-family:var(--body);font-size:1rem;padding:13px 15px;border:1px solid var(--line);border-radius:12px;background:var(--surface);color:var(--ink)}
.field input:focus,.field textarea:focus{outline:2px solid var(--brand);border-color:var(--brand)}

/* footer */
footer.site{background:#0B2440;color:#fff;padding:64px 0 30px}
footer .cols{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:34px}
footer .fbrand{font-family:var(--head);font-size:1.25rem;font-weight:600;color:#FFFFFF;margin-bottom:10px}
footer .fdesc{color:#9FB2C8;font-size:.95rem;max-width:34ch}
footer h4{font-size:.78rem;letter-spacing:.14em;text-transform:uppercase;color:#FFFFFF;margin-bottom:14px}
footer a{display:block;color:#9FB2C8;font-size:.94rem;margin-bottom:9px;transition:color .15s}
footer a:hover{color:#FFFFFF}
.botbar{display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.12);margin-top:46px;padding-top:22px;color:#9FB2C8;font-size:.85rem;flex-wrap:wrap;gap:10px}

@media(max-width:860px){
  .links,.navcta{display:none}
  .menu-toggle{display:block}
  .links.open{display:flex;position:absolute;top:74px;left:0;right:0;flex-direction:column;background:var(--surface);border-bottom:1px solid var(--line);padding:16px 26px;gap:16px}
  .g3,.g4,.g2,.stats,.split{grid-template-columns:1fr}
  .stats{grid-template-columns:repeat(2,1fr);gap:30px}
  footer .cols{grid-template-columns:1fr 1fr}
}

.subhero{position:relative;overflow:hidden}
.subhero .wrap{position:relative;z-index:2;padding-top:64px;padding-bottom:64px}
.subhero h1{margin-top:14px}
.imgcard{padding:0;overflow:hidden}
.imgcard .imgwrap{aspect-ratio:3/2;overflow:hidden;background:var(--bg2)}
.imgcard .imgwrap img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.imgcard:hover .imgwrap img{transform:scale(1.05)}
.imgcard h3{margin:20px 26px 6px}
.imgcard p{margin:0 26px 24px}
.feat{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.feat img{border-radius:var(--radius);width:100%;aspect-ratio:4/3;object-fit:cover}
@media(max-width:860px){.feat{grid-template-columns:1fr}}